We have a term policy that returns all the premiums you paid after the policy is up. I have been marketing this one pretty heavy. It does cost more than a regular term policy; but you get it all back and all the while your family and assets are protected. Tell me what you think. How would you respond to a self addressed envelope with an actual stamp not metered postage? Would you even open it? I put the quotes in along with a letter and I don’t quote some pie in the ski preferred quote that most folks can’t get. Just a standard quotes with ages from 25 to 65. Again, what do you think?
Tags: About, Another, Company, from, Insurance, Mutual, Omaha, Rather, Than, Them, Think, Would
the term product is overpriced by any standards! try a different company.
This is not my market, so I’ll give you a few pointers. You should look at other companies to subsidize you main carrier. Consider Old Mutual (F&G), AIG, Shenandoah, Lincoln Financial, and Fidelity Life Assoc. If you plan on generating your own mortgage leads, realize that it’s a numbers game and you will have to test-market different letters and approaches to find the best fit (geographical markets react differently). And since I’ve been nice enough to tell you this, please promise me that you and your agents will spend enough time with folks to figure out if they have a need beyond just their mortgage.
I get TONS of insurance solicitations in the mail, I wouldn’t open it.
I think anything that’s being actively “marketed” is PROBABLY not the best product to meet my financial need at the most competitive price. If it was, there wouldn’t be a need to push it.