What Would Do You Think About Mutual Of Omaha Insurance Company? Would You Buy From Them Rather Than Another?

We have a term policy that returns all the premiums you paid after the policy is up. I have been marketing this one pretty heavy. It does cost more than a regular term policy; but you get it all back and all the while your family and assets are protected. Tell me what you think. How would you respond to a self addressed envelope with an actual stamp not metered postage? Would you even open it? I put the quotes in along with a letter and I don’t quote some pie in the ski preferred quote that most folks can’t get. Just a standard quotes with ages from 25 to 65. Again, what do you think?